Our experienced Liability team brings a decisive, solutions-driven mindset to every risk we assess. We evaluate each opportunity on its own merits, with a focus on finding pathways forward not reasons to decline.
Backed by deep technical expertise and a strong understanding of market dynamics, we underwrite the full range of liability risks from small commercial exposures to high-hazard, hard-to-place accounts and large corporate programs. Whatever the challenge, we bring clarity, confidence, and a commitment to tailored outcomes.
We are a trusted underwriting partner, known for our pragmatic approach, responsiveness, and ability to deliver tailored solutions in complex risk environments.
Capacity
We can deploy up to AUD20m capacity on a Primary or Excess basis.
We can also consider additional extensions including:
- Errors and Omissions / Financial Loss
- Product Recall Expenses
- Contractual Liability
- Abuse (including Sexual Molestation)
Our Appetite
Preferred
- Commercial Property Owners
- Defence Contractors & Suppliers
- Education & Training Services
- Information Technology & Telecommunications Providers
- Light & Heavy Engineering
- Manufacturing including:
- Building & Construction Materials
- Commercial & Industrial Machinery
- Construction & Mining Machinery, Plant & Equipment
- Electrical Equipment
- Fabric, Textile & Clothing
- Food & Beverage
- Fabricated Metal & Structural Steel Products
- Household Goods & Appliances
- Plastic & Rubber Manufacturing
- Meat, Poultry & Seafood Processing
- Professional, Scientific & Technical services
- Renewable Energy Products (including Solar Panels, BESS & Related Products)
- Retail & Wholesale Trade (including Importers & Exporters)
- Specialist Trades & Contractors
Considered
- Aboveground Mining & Services to Mining – Surface & Quarries
- Construction (Renewable Energy & Project Specific)
- Higher Hazard Products (including Safety & Protective Equipment)
- Product Exports to US & Canada
- Rail & Services to Rail
- Utilities (including water, electricity, gas & communications)
- Waste & Recycling Risks
Outside Appetite
- Baby Products (including baby food, car seats, prams & baby carriers)
- Childcare Providers
- Life – including Clinical Trials, Medical Supplies/Products & Pharmaceuticals
- Pesticides, Herbicides & Fertilisers
- Scaffolding & Scaffolding Contractors
- Tobacco & Related Products (including e-Cigarettes & Vapes)
- Thermal Coal (mining or power generation)
Aviva Syndicates refers to a number of Lloyd’s underwriting entities in the Aviva group. Aviva Syndicates (Pacific) Pty Ltd (ABN 82 663 993 244) is registered in Australia at Level 13, 60 Carrington Street, Sydney, NSW 2000, and is a Lloyd’s approved service company and coverholder of Aviva Managing Agency Limited. Aviva Syndicates (Pacific) Pty Ltd is regulated in Australia by the Australian Securities and Investments Commission (Licence No: 545082). Aviva Syndicate 1492 is managed by Aviva Managing Agency Limited, which is registered in England and Wales (No. 12242600) at 80 Fenchurch Street, London, EC3M 4AE. Aviva Managing Agency Limited is authorised in the United Kingdom by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number: 931446).